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Private Credit

Bonds and credit

Banks tightening - Q4 2026
1.70net percent
3M 6M 1Y 5Y 10Y ALL
History
FirstLast
Loans and leases, year-over-year %7.268.01
Net banks tightening business loan standards net percent01.70
History % net percent Loans and leases, year-over-year: 7.26 to 8.01 % Net banks tightening business loan standards: 0 to 1.70 net percent May 6, 26 Nov 4, 26

Banks Slightly Tightening Business Loans, Nothing Unusual

In plain words

Banks are being a little more careful about lending to businesses, and more of them report weaker demand for business loans. Overall loans are still growing about 8% a year, and few loans are going bad, which is why people watch these numbers for signs of how easily companies can borrow.

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Written by AI from the numbers on this page. Not advice.

Commercial bank growth

Loans and leases, year-over-year - 2026-11-04 8.01% -
Deposits, year-over-year - 2026-11-04 7.20% -

Bank lending survey

Net banks tightening business loan standards - Q4 2026 1.70net percent -
Net banks reporting stronger business loan demand - Q4 2026 -11.70net percent -

Commercial bank loan quality

All loans, delinquency rate - Q2 2026 1.42% -
All loans, annualised charge-off rate - Q2 2026 0.55% -
Business loans, delinquency rate - Q2 2026 1.27% -
Business loans, annualised charge-off rate - Q2 2026 0.58% -

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Private Credit

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Bank lending signals

How are commercial bank lending and loan quality changing? These provide context for credit markets.

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